The Royal Bank of Scotland plc with its retail direct branch in Ratingen is a leading player in the German cards business with a long lasting experience, especially in commercial cards. Hereby The Royal Bank of Scotland offers a full range of unique product features and services to its commercial customers. The bank has expertise in card payment solutions for small, medium and large multinational clients.

The Royal Bank of Scotland Group is the second largest bank in Europe and ranks fifth in the world. More than 12 million card customers benefit from RBS' 30 years experience in cards business.